Scope
We map your desks, instruments, jurisdictions and the systems already in place, and where credit risk and relationship management overlap.
Risk services
The platform is not the whole offer.
For firms not in the market for another software platform, the risk work stands completely on its own. Most of what goes wrong in a credit function is not a tooling problem in the first place. It is a method problem wearing a tooling costume.
What we deliver
Six areas, delivered where you work.
Risk work does not have to run on the Infer platform, and we do not treat it as a route to selling one. Models, methodology and reporting can be handed over to run inside your own environment, on the tools your people already know.
- Credit and counterparty risk modelling Probability of default, exposure measurement and limit frameworks, including estimation approaches suited to portfolios that carry very few observed defaults.
- Exposure and collateral methodology Current and potential future exposure on margin loans, securities financing, and unsettled trades. Haircuts, liquidation horizons, concentration, and wrong-way risk.
- Counterparty financial analysis Financial statements worked through to the ratios that carry the credit view, not a spread of everything the accounts happen to disclose.
- Limit and policy frameworks How limits are set, reviewed, escalated and evidenced, written so the policy and the practice describe the same thing.
- Model documentation Assumptions, testing, data lineage and limitations, written so an independent reviewer can pick the model up without a handover meeting.
- Reporting and process automation Business intelligence in Power BI, Tableau, or Looker Studio. Spreadsheet models and automation in Excel with VBA or TypeScript. Power Platform where you run Microsoft 365.
Delivered where you work
Where the platform helps, it carries the same work into daily use and keeps it current. Where it does not, the work stands on its own and remains entirely yours. Either way, the risk expertise comes first. The software is optional.
Who this is for
Past the spreadsheet. Short of a tier-one build.
Brokers whose credit and counterparty picture has outgrown what a spreadsheet can honestly carry, but whose scale does not justify an enterprise platform programme or a quantitative team on the payroll. The requirement is real. The usual answers are sized for somebody else.
- A credit or risk function of a few people, most wearing more than one hat.
- Client credit controlled by deposits, limits, margin or collateral schedules, or some combination of them.
- Exposure from margin lending, securities financing, unsettled trades and undrawn lines.
- No quantitative modelling capability in house, and no realistic plan to hire one.
- Month end reporting assembled by hand, from sources that do not always agree.
Commodity trading firmsRegional clearersTier-two brokersQuantitative boutiques
The Infer platform
Where you want it, every implementation is bespoke.
Infer is not a fixed template you bend your desk around. Every deployment is scoped to the client: your instruments, your jurisdictions, your existing systems, and the way your teams actually work.
Tailor
We configure the modules, tracking and automations to your workflows, down to whether your teams call it deposit monitoring or limit monitoring.
Integrate
We load your clients, accounts, deposits and trades, set up your business calendars and mail routing, and validate against your real flow.
Support
We stay hands-on after go-live, refining automations, adding boards and extending modules as your scope grows.
Let's scope the work around your desk.
Tell us how your counterparty workflow runs today, and we'll show you whether the answer is the platform, the risk work, or a smaller piece of either.